Protect Those Closest to You
Term Life Insurance
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- Provides coverage for an elected number of years
- Pays a benefit to your beneficiary if you pass away during the term
- Usually the most affordable way to provide some financial security to your family after your death
Universal Life Insurance
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- Also referred to as Whole Life or Permanent Life Insurance
- Provides coverage for the rest of your life
- Most policies have the ability to build cash value
Business Life Insurance
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- The death of a key employee can ruin a business. Key Person life insurance can provide the financial support needed to sustain operations.
- In this arrangement, the business is the beneficiary and can use the funds to help with expenses related to business continuity to hire and train a new employee, finance operating costs or assist with the process of changing business ownership.
- Business life policies can also be used to fund non-qualified retirement plans
