Pays a benefit to your beneficiary if you pass away during the term
Usually the most affordable way to provide some financial security to your family after your death
Universal Life Insurance
Also referred to as Whole Life or Permanent Life Insurance
Provides coverage for the rest of your life
Most policies have the ability to build cash value
Business Life Insurance
The death of a key employee can ruin a business. Key Person life insurance can provide the financial support needed to sustain operations.
In this arrangement, the business is the beneficiary and can use the funds to help with expenses related to business continuity to hire and train a new employee, finance operating costs or assist with the process of changing business ownership.
Business life policies can also be used to fund non-qualified retirement plans
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